Sunday, October 4, 2015


navigate to your date / time and place of the movie you want to see

Friday, September 25, 2015

Friday, September 11, 2015


I hope all is well! We are looking for reliable evaluators to collect data from event participants during the UCI World Cycling Championships in Richmond, VA. You would be interviewing spectators and documenting the information you receive on surveys during your designated shift time(s). You are required to enter the data you obtain during your shifts. 


Sunday, September 20 ($70 per shift)

Tuesday, September 22 ($60 per shift)
1:30pm – 5:00pm

Friday, September 25 ($60 per shift)
1:30pm – 5:00pm

Sunday, September 27 ($50 per shift)

Greater Richmond Convention Center
403 North Third Street
Richmond, VA 23219

•             Interviewing will be completed with paper and pen. You must make copies of the survey form per shift that you are assigned. Please make sure you copy all sides. Receipts for printing must be submitted in order to be reimbursed.
•             You must stay for the entire time period assigned and obtain as many completed surveys as possible during the shift.
•             Data entry MUST be completed within 24 hours of the assigned shift. Please notify your Project Manager once all of your surveys are entered via email.

Please let me know the date and time of the shift(s) you would like. You may apply for and complete more than one shift. Please contact me if you have any questions.


Carina Harris
Project Manager

BARE International                                                                                                        
Fairfax Virginia - Corporate Headquarters                                                          
Global Customer Experience Research
Skype: Bare-US-CHarris     

Wednesday, September 2, 2015

SPENDING MAP: "the" Cable Company

Let me get this straight .... I would like to one day... be "off the grid" but NOT without the internet  (I don't want to be without that much knowledge, communication, sources, recipes etc) .... that is probably an oxymoron..... and sounds hypocritical ..but I have to have a laptop internet connection... I don't use my phone to surf the web ...YET and probably will not ever

When I say "the" cable company I mean "the" cable company, as we have been "stuck" in a monopoly for cable in my area now for many years.  Comcast is our company, the only choice besides : Dish Network or HDR Antenna in my area of my county.

But they get ya ...coming and going if you are someone like me and depends on having the internet at your home to work....then that ALONE is $80... say what?  yep $80 plus modem rental $10 plus all applicable taxes.   If you have the "triple play" you can get a discount $89.99 for all 3 (plus rentals and taxes).... hmmmm ok thats a no brainer EXCEPT you have to sign a two year agreement and after the first year it goes to $109.99 plus rentals and taxes.

I would eventually like to JUST HAVE INTERNET and get an HDR Antenna  and OOMA for phone.... to have only the $80 charge but at the moment I cannot make this change.... I have to take the time to research the HDR and get one SMART TV so that I can watch movies (amazon prime / netflix and HULU) 
Maybe after my two year agreement I can have all of this done and completed and win a "smart" TV. 

So I  was able to save some money and make the grandkids happy (I have the kids channels back)  More Channels = Less money .  If you have cable ANY CABLE you need to watch for specials and discounts and plans and when there is a better one than the one you have call them and Switch...that is what I did.   

My "savings map" shows cable as $1680 for the year.  This month my "deal" ended and instead of my monthly bill being $135 it was $171 ... and that's with NO movie channels and basic cable.... OH NO that isn't going to I called and got back on the plan... my bill now will be $125 a month for 12 months..... costing me $1550  (remember its what you SPEND not what you save)
a savings of $130 for the year.    It is not the savings I had hoped for but every penny counts.   If I were to JUST HAVE INTERNET my cost would still be $1200 and I would do without  television and phone  -  I don't desire to do that its worth the $350 to have TV and Phone for a year.  After the first year my cost will go up to $145 for the same services. 

I have checked into Direct TV / satellite and that does not work for me to have a viable business on the internet .... with the extremely slow uploads.

For other people other areas there are other options.  I have heard of some towns that offer free WIFI for the entire town...that is a DREAM for me....  there are also towns without the monopoly of one internet / cable company where the rates will be more reasonable and there will be more options for spending less money.

Running Totals.....
Internet:                $130.00
Insurance:             $691.54
                              $821.54       YEARLY SAVINGS

Monday, August 24, 2015



I have had the SAME insurance company (well known) for 34 years.  I have always had a "great rate" and "great customer service" for my home owners and my car.   In the past I have compared my rates with other companies (Progressive, Geico etc) that promise the "BEST RATE" and incentives for "Good" driving records etc.   I was always told that I had a great rate that they either "could not beat" or was such a small difference that I was not convinced to change my company with my agents that I had for so long.

This changed .....EFFECTIVE TODAY!........

I contacted "ASHLEY"  by a recommendation of another person who saved drastically.   I immediately told her that I doubted very much that she could help me but I was told "you never know" and being the person that I am ..... I gave it a shot and I am so happy that I did! here is her information as I know you will also want to give her a call and just "see" if she can help you as much or more than she was able to help me......

Ashley Painter
Agency Owner
Central Virginia Insurance Group, LLC
13818 Village Mill Drive
Suite D
Midlothian, Va. 23114

The BEST thing about her and her being my agent (besides her tenacity and friendliness)  is that she is connected with many companies and is not just looking at one but many options and which options best suiting me!  here are my personal results:

PREVIOUS COMPANY:       $329.77 (every 6 mo.) = $659.54 annually  FULL COVERAGE with my driving record and vehicle.....

NEW PRICE     $391 annually  with MORE COVERAGE than I had....

                Total Auto savings annually = $268.54

PREVIOUS COMPANY - $828 annually
                Total Home Savings annually = $423

BOTH AUTO AND HOME SAVINGS ANNUALLY (for Anjie) = $691.54 it's almost like I will be getting my CAR INSURED FOR FREE.....   

previous cost $1487   YES THIS IS WORTH THE SWITCH....

I don't have my home owner insurance rolled into a payment like many people do , so it is quite EVIDENT to me ... the price I am paying .... don't "ignore" these savings if they are rolled into your payment... you can get a discount for having your home / car with same company!

Now..... I am paying for this with a CREDIT CARD ....which will also earn points towards other savings in other areas, which will only be beneficial if I pay this off immediately.... so this expense must be "planned for" and "banked" ahead of time in my monthly planning...

I am moving to a company that is NOT a fly by night company but one with a good reputation and good record with its customers and the BBB.  It has been around for many years.   

So with the above being said it is WELL WORTH my moving I checked my BF's truck & driving record to see if he too could save money with using Ashley as his agent....
SCORE!   he was ALSO able to change from a lesser known company to a better known company with more coverage for less money , his savings for his vehicle was quoted as $126!   He had liability only or could add comprehensive for $158.  He is opting to INCREASE his coverage and payment.... instead of savings as he works in a business in which the comprehensive just makes so much sense to have for about $14 per month.

Not everyone has the SAME situation or same opportunities for savings but YA NEVER KNOW ...unless you make that call....for was WELL WORTH IT!  

Thank you Ashley,  for personalizing my situation and coming up with the RIGHT SOLUTION for my high insurance cost(s)

its the LAW in VA that you need to carry insurance on your vehicles.... these are the minimum requirements:

To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the uninsured motor vehicle fee. Insurance requirements also apply to antique motor vehicles. Your insurance carrier must be authorized to conduct business in Virginia.
Virginia requires the following minimum coverage:
  • Bodily injury/death of one person $25,000
  • Bodily injury/death of two or more persons $50,000
  • Property damage $20,000
Insurance companies may factor in their policy premium the driving record of any individual of driving age that resides within an insured's household. If you have any questions regarding the potential impact a newly licensed driver may have on your policy, you may wish to contact your insurance agent.
The $500 Uninsured Motor Vehicle (UMV) fee, which is paid to the Department of Motor Vehicles (DMV), does not provide any insurance; it only allows you to drive an uninsured vehicle at your own risk. It expires with your registration and must be paid at renewal.
Note: Severe penalties are imposed for not complying with insurance requirements. If liability insurance coverage on a vehicle terminates or cancels during the registration period, you must reinsure the vehicle, pay the uninsured motor vehicle fee, temporarily deactivate your license plates, or surrender the license plates to DMV.
Self-insurance or Surety Bonds are special options for owners of business vehicles. Details are available at any DMV office.


Vehicle owners who are uninsured or have not paid the UMV fee will have their driving and vehicle registration privileges suspended. To be reinstated, they must pay a $500 statutory fee, file a Financial Responsibility Insurance Certificate (SR-22) with DMV for three years, and pay a reinstatement fee, if applicable.